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We agreed, to an extent: most prepaid cards charge for everything under the sun, including withdrawals, purchases, and balance inquiries.

Otherwise, though, you need to buy a Money Pak from Green Dot, which costs .95.It's also a nice perk for new purchases, helping you buy small or large items without having to pay interest on them for 12 month - almost like a free year-long loan!The Blue Cash Preferred Card from American Express also offers purchase protection, return protection and extended warranty.In sum, the Blue Cash Preferred Card from American Express is a terrific cash back card with a great 0 cash back bonus, generous ongoing rewards, and a lengthy 0% intro APR on balance transfers and purchases.It will particularly appeal to those who spend more on groceries, gas and department stores.For example, if you spent the maximum amount of ,000 each year at supermarkets (or 0/month, pretty easy for families to do), you'd get 0 cash back annually just on the groceries you already shop for.

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