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The insurer has the right to deny selling a policy to an insurance seeker on various grounds.Further, the insurance premiums vary from person to person depending on his or her age, smoking habits, medical history, driving record, job profile and other things.The insurance companies insure a person in exchange for regular premiums.Insurance certainly eases the pressure on a common person who depends on regular earnings to support his or her family.Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.For example, if you buy a policy for yourself, you are both the owner and the insured.

Life insurance is about providing protection to the dependents.The apps are fully featured and share the same powerful features of the main site. Click on this link this link for instructions and more information from Google.These can be called by different names like Universal, Permanent or Whole Life insurance.Term Insurance Term insurance is a kind of temporary insurance that would provide a death benefit for a certain period of time. Term insurance is not as costly as permanent insurance.However, if you buy a policy for your spouse, you are the policy owner while your spouse is the insured person.

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