Since 2007 I’ve rented four other apartments, had background checks run on me, and even leased two cars.
Did it effect the final price on anything or cause me to be rejected from anything.
They want to sell you things regardless of credit score. In one case I had to promise to pay an extra months rent as security. I felt really had about my dad and my mom and even S.
I was an expert at solving Rubik’s Cube when it first came out and was popular.
Default in the credit card industry is, by itself, an entire industry that many people benefit from. But here’s the good news: not everyone will follow this advice. But if you are struggling and your kids need food and your marriage is at stake and you lost your job, then simply stop paying your credit card debt and follow the process I describe above. I would say mortgage debt also but that’s another post.
They can actually threaten you with court action and they might not be bluffing. It’s not like friendship debt where you need to pay back.
What would happen if everyone followed this advice? And if you owe and have 0 in the bank, you might as well pay your credit card debt. Now collection agencies start calling you day and night. Or if you answer the phone, record the conversation. This is all happening between three and 12 months after you stopped paying on your debt. So record the conversations and try to get them angry. They use fake names like “Dick Brockman” and they say things like “In five days we have to go to court and seize all of your assets.” Again, in some states this is illegal to say. One thing you always have the right to do: Say, “Show me the proof I owe this money.” Since the collection agencies got your name from a hedge fund that might have bought only part of your debt from another hedge fund, who knows where that original proof is? I was a little kid but I felt scared and didn’t know why. My dad was too trusting and too sad and died from the cocktail of both. All of this is to say: your character creates your future. couldn’t pay him back “yet.” This call happened at least once a week.